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Insurers remain reluctant to pay business...
Posted in Dispute Resolution on 3rd Mar 2021
On 28 February 2021 the Sunday Times reported that FTSE 250 insurer Hiscox offered a struggling East London café owner $13.00 in settlement of its business interruption claim.
The London café claimed for more than 3 months’ loss, comprising of $1,600 a month in rent and $2,500 a month in stock, after it faced closure due to the Government’s response to the Covid-19 pandemic. The café had said it had been “battling bankruptcy” due to closure, like many other businesses in the UK today.
It was reported by sources close to the FTSE insurer that only...
Business Interruption Insurance Claims Case...
Posted in Dispute Resolution on 16th Mar 2021
Rockliffe Hall Limited v. Travellers Insurance Company Limited (2021) EWHC 412 (C) (omm)
On the 25th February 2021 the Honourable Mrs. Justice Cockerill handed down a Judgment in the latest Covid-19 business interruption insurance claim dispute to come before the Courts.
The case was brought against Travellers Insurance Company Limited over a dispute into the interpretation of the Disease Clause Extension of the Policy and whether it would extend to cover Covid-19 losses.
Mrs. Justice Cockerill found in favour of the Insurer, granting an Application...
Are cyclists allowed on A roads?
Posted in Personal Injury on 12th Mar 2021
There are a lot of misconceptions around the rules of the road when it comes to cycling, and that can be both from cyclists and motorists alike!
One of the most common questions around this is A roads, and are cyclists allowed to ride on them?
A roads are freeways that are often a grade below an actual motorway for a number of reasons. The main differentiators are that A roads can take the form of a dual carriageway with a speed limit of 70mph, or even simply be a single carriageway with a 30mph limit. A motorway on the other is a multi-lane high...
Can Hotels Claim Business Interruption Insurance...
Posted in General News on 12th Mar 2021
Insurers and business interruptions
Does a pandemic qualify for business interruption insurance? It’s a question that hotels shouldn’t be asking themselves, but, rather, their insurance company. The Covid-19 pandemic has brought the hospitality industry to its knees. As hotels struggle to find their footing, filing a business interruption claim with their insurer could be an essential lifeline.
Business interruption insurance is not a new type of insurance policy. Before the world was turned upside down, this type of policy covered income lost in...
