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Insurers remain reluctant to pay business...
Posted in Dispute Resolution on 3rd Mar 2021
On 28 February 2021 the Sunday Times reported that FTSE 250 insurer Hiscox offered a struggling East London café owner $13.00 in settlement of its business interruption claim.
The London café claimed for more than 3 months’ loss, comprising of $1,600 a month in rent and $2,500 a month in stock, after it faced closure due to the Government’s response to the Covid-19 pandemic. The café had said it had been “battling bankruptcy” due to closure, like many other businesses in the UK today.
It was reported by sources close to the FTSE insurer that only...
What to do if You’re Knocked Off Your Bike?
Posted in Vulnerable Road Users on 20th Dec 2019
If you are unfortunate enough to be involved in a road accident whilst on your bike, this is a very shocking experience for anyone to endure.
The body will go into self-preservation mode instinctively and shock takes over.
Even if only minor injuries are sustained, this can still be the case.
This happened to me last year, when I sustained a relatively minor injury on my bike with a commuting motorist.
In these situations, it is very easy to forget to follow essential steps after a cycling accident has occurred.
What are the essential steps to take,...
The Basics Of Contracts: Breach And Remedy
Posted in Dispute Resolution on 19th Nov 2019
Breach and Remedy of Contracts
In this series, James Spargo Litigation Executive (BA Hons, GCILEx) will look at the very basics of contracts. The Clime Associates team are always happy to provide advice on all types of contracts.
Often when we think of contracts, we think of lengthy documents in small print full of legal jargon. However, a contract can be as simple as exchanging money for a packet of mints in a corner shop. In such a case, you don’t even need to say anything to the shopkeeper, the mere fact of the exchange of goods for money is enough for...
The Basics Of Contracts: How A Contract Is...
Posted in Dispute Resolution on 18th Nov 2019
How is a contract formed?
In this series, James Spargo Litigation Executive (BA Hons, GCILEx) will look at the very basics of contracts. The Clime Associates team are always happy to provide advice on all types of contracts.
There are three basic things needed for a contract to be formed:
Offer and acceptance
Consideration
Intent to create legal relations
Offer and acceptance
Although this is a surprisingly complicated area and there has been a lot of debate among the Courts about when and where an offer is made, for the vast majority of contracts, this...
