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Insurers remain reluctant to pay business...

Posted in Dispute Resolution on 3rd Mar 2021
On 28 February 2021 the Sunday Times reported that FTSE 250 insurer Hiscox offered a struggling East London café owner $13.00 in settlement of its business interruption claim. The London café claimed for more than 3 months’ loss, comprising of $1,600 a month in rent and $2,500 a month in stock, after it faced closure due to the Government’s response to the Covid-19 pandemic. The café had said it had been “battling bankruptcy” due to closure, like many other businesses in the UK today. It was reported by sources close to the FTSE insurer that only...

Ground Rent Scandal

Posted in Conveyancing on 6th Jan 2022
The Snowball Effect for Leaseholders Consumer group Which? released a damning report on new-build leaseholds and revealed that some developers include doubling ground rent clauses in sales contracts. These may be onerous if they are reviewed on a regular basis, such as every 5 to 10 years. Although the charge may sound minimal when a homeowner first takes ownership of the lease, a doubling clause may result in a considerable amount later down the line. As a result, banks may refuse to lend on such property, trapping owners in a home they cannot...

Mitigation of Loss

Posted in Personal Injury on 5th Jan 2022
Does an injured person have to agree to medical examination or a course of treatment after an accident? If you are claiming damages from a responsible third party for an accident, you will be entitled to claim compensation from that party for losses that you incur because of the breach of the duty of care, they owe to you. You may have had an accident at work, in a car, in a shop or on the street. How will the court assess the damages to which you are entitled and what do you have to do to prove your losses? It is normal practice for both your solicitor...

Maternal Care During Labour and Post-Birth

Posted in Medical Negligence on 5th Jan 2022
Maternal Care During Labour and Post-Birth Having a baby is the most wonderful, terrifying, elating and difficult experiences and I speak from first-hand knowledge! I don’t think I have ever experienced such a range of emotions at once. All the time, from the first confirmed pregnancy test to the emergency caesarean section that was ultimately required all I could think of was seeing my child safely into the world. All thought for myself was secondary which is entirely natural. However, as a mother, you are owed a duty of care too. Of course, all...
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