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Insurers remain reluctant to pay business...
Posted in Dispute Resolution on 3rd Mar 2021
On 28 February 2021 the Sunday Times reported that FTSE 250 insurer Hiscox offered a struggling East London café owner $13.00 in settlement of its business interruption claim.
The London café claimed for more than 3 months’ loss, comprising of $1,600 a month in rent and $2,500 a month in stock, after it faced closure due to the Government’s response to the Covid-19 pandemic. The café had said it had been “battling bankruptcy” due to closure, like many other businesses in the UK today.
It was reported by sources close to the FTSE insurer that only...
Claims Against the Local Authority
Posted in Personal Injury on 13th Dec 2021
What is the duty of care provided by Local Authorities?
In total there are 330 local authorities in England.
Local authorities have a duty to make sure people are kept safe in public places, such as park, road, pavements and street lighting, and their properties, including school, leisure centres and council owned homes. To ensure public safety the Local Authority must ensure proper maintenance of the property / public highways.
You don’t have to be a resident within the borough where the accident has occurred. Every Local Authority has a responsibility...
The Leasehold Reform (Ground Rent) Bill
Posted in Professional Negligence on 7th Dec 2021
Too little too late for existing leaseholders
On 29 November 2021, the Leasehold Reform (Ground Rent) Bill completed its second reading in the House of Commons. The bill will ban freeholders from charging ground rent to leaseholders in some new leasehold agreements, such as newly built residential properties, if it is enacted into a law. However, the bill was criticised for failing to protect the current 4.5 million leaseholders, some of whom are unable to sell their home due to onerous ground rent increases.
During the Parliamentary debate, many...
Conveyancing mistakes by legal professionals...
Posted in Professional Negligence on 6th Dec 2021
Clime Associates deal with a vast number of claims against conveyancing professionals every year. Although the process of conveyancing can be uniform, repetitive and transactional, the large sums of money in play mean that even the slightest of mistakes can result in a large financial loss and in turn a potential negligence claim.
Instruction
The duties of the conveyancer start from the moment they are instructed by their client.
At the start of the conveyance, the conveyancer needs to confirm the identity of their client. If they act for two...
